Mortgage & Credit Counselling Specialist 416-989-1000

Mortgages

Mortgages available for bad credit, self-employed, and marriage breakdowns.

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Mortgage Rates

Rate specials are available, and will always be lower than our posted rates. See Terms.

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Credit Counselling

We can eliminate or settle your debts, and rebuild your credit history fast. We represent you, not your creditors.

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Free Consultation

You are guaranteed to leave our office with the benefit of our expertise and recommendations, at no cost.

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New email phishing scam smears BMO and CRA too

Normally I can spot a ‘phishing’ email from a mile away; and feel sorry for people with less industry experience, or for whom English is not a first language. But today I received a very plausible email advising me CRA had email transferred me an amount of $98, and I should accept to deposit to …

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CMHC

Can a mortgage pre-approval today reduce your CMHC costs

It’s old news that starting May 01, 2014, if you have less than a 20% down payment, and you are buying a home you will be charged a higher mortgage insurance premium by CMHC , Genworth, and Canada Guaranty. Several clients have asked me if they can get around the increase by requesting a pre-approval …

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